{
 "version": "2026-11-07",
 "updated": "2026-11-07",
 "criteria": {
  "malawian_id": {
   "text": {
    "en": "You are a needy Malawian with a National ID.",
    "ny": "Ndinu Mmalawi wosowa ndipo muli ndi chiphaso cha unzika."
   },
   "source_url": "https://heslgb.mw/?v=tuition",
   "source_title": "Tuition loans, Higher Education Students' Loans and Grants Board",
   "verified_date": "2026-11-07",
   "status": "verified"
  },
  "accredited": {
   "text": {
    "en": "You are selected to, or already study, an accredited generic degree programme at an accredited institution (public or private). Only students at approved institutions can apply.",
    "ny": "Mwasankhidwa kapena mukuphunzira kale digiri yovomerezeka ku sukulu yovomerezeka (ya boma kapena yapadera). Ophunzira a masukulu ovomerezeka okha ndi omwe angafunsire."
   },
   "source_url": "https://heslgb.mw/?v=story&gt=Loan%20application%20window%20opening&gc=774306970648",
   "source_title": "HESLGB press release: opening of the 2026/2027 loan application window",
   "verified_date": "2026-11-07",
   "status": "verified"
  },
  "needy": {
   "text": {
    "en": "You can show that you are needy and deserving.",
    "ny": "Mungathe kuwonetsa kuti ndinu wosowa ndi woyenerera."
   },
   "source_url": "https://heslgb.mw/?v=story&gt=Loan%20application%20window%20opening&gc=774306970648",
   "source_title": "HESLGB press release: opening of the 2026/2027 loan application window",
   "verified_date": "2026-11-07",
   "status": "verified"
  },
  "six_credits": {
   "text": {
    "en": "First-year students: six credits in MSCE or its equivalent.",
    "ny": "Ophunzira a chaka choyamba: ma credit asanu ndi limodzi mu MSCE kapena zofanana nazo."
   },
   "note": {
    "en": "HESLGB says 'six credits in MSCE or its equivalent' and does not mention English. NCHE's entry rules for public universities say six credits including English Language.",
    "ny": "HESLGB ikuti 'ma credit asanu ndi limodzi mu MSCE kapena zofanana' ndipo sinena za Chingerezi. Malamulo a NCHE olowera m'mayunivesite a boma akuti ma credit asanu ndi limodzi kuphatikizapo Chingerezi."
   },
   "source_url": "https://heslgb.mw/?v=tuition",
   "source_title": "Tuition loans, Higher Education Students' Loans and Grants Board",
   "verified_date": "2026-11-07",
   "status": "conflicting"
  },
  "progression": {
   "text": {
    "en": "Continuing students: you passed the exams needed to advance to the next year. Students repeating a year or withdrawn on academic grounds are removed at vetting.",
    "ny": "Ophunzira opitiriza: munakhoza mayeso ofunikira kupita chaka chotsatira. Obwereza chaka kapena ochotsedwa chifukwa cha maphunziro amachotsedwa pa kuunika."
   },
   "source_url": "https://heslgb.mw/?v=tuition",
   "source_title": "Tuition loans, Higher Education Students' Loans and Grants Board",
   "verified_date": "2026-11-07",
   "status": "verified"
  },
  "not_funded": {
   "text": {
    "en": "You are not fully funded by another organisation or a scholarship.",
    "ny": "Simulipiridwa kwathunthu ndi bungwe lina kapena scholarship."
   },
   "source_url": "https://heslgb.mw/?v=upkeep",
   "source_title": "Upkeep loans, Higher Education Students' Loans and Grants Board",
   "verified_date": "2026-11-07",
   "status": "verified"
  },
  "elite_school": {
   "text": {
    "en": "You did not attend an elite school, unless you have evidence that you are needy.",
    "ny": "Simunaphunzire ku sukulu ya olemera, pokhapokha muli ndi umboni woti ndinu wosowa."
   },
   "source_url": "https://heslgb.mw/?v=upkeep",
   "source_title": "Upkeep loans, Higher Education Students' Loans and Grants Board",
   "verified_date": "2026-11-07",
   "status": "verified"
  },
  "odel_msce": {
   "text": {
    "en": "ODeL students: an MSCE certificate is mandatory, and everyone (including former SAVE project students) applies through the standard process from 2026/27.",
    "ny": "Ophunzira a ODeL: satifiketi ya MSCE ndi yokakamizidwa, ndipo aliyense (kuphatikizapo amene ankathandizidwa ndi SAVE) amafunsira mwa njira yachizolowezi kuyambira 2026/27."
   },
   "source_url": "https://heslgb.mw/?v=story&gt=Loan%20application%20window%20opening&gc=774306970648",
   "source_title": "HESLGB press release: opening of the 2026/2027 loan application window",
   "verified_date": "2026-11-07",
   "status": "verified"
  }
 },
 "needy": {
  "text": {
   "en": "HESLGB's definition of needy",
   "ny": "Tanthauzo la wosowa la HESLGB"
  },
  "source_url": "https://heslgb.mw/content/files/heslgb_bronchure.pdf",
  "source_title": "HESLGB brochure: definition of needy",
  "verified_date": "2026-11-07",
  "status": "verified"
 },
 "needy_categories": [
  {
   "id": "orphan",
   "label": {
    "en": "A poor orphan",
    "ny": "Mwana wamasiye wosauka"
   }
  },
  {
   "id": "disability",
   "label": {
    "en": "A poor applicant with a disability, or whose parents have a disability and are poor",
    "ny": "Wofunsira wosauka wolumala, kapena amene makolo ake ndi olumala ndi osauka"
   }
  },
  {
   "id": "poor_family",
   "label": {
    "en": "From a poor family",
    "ny": "Wochokera m'banja losauka"
   }
  },
  {
   "id": "low_income",
   "label": {
    "en": "From a low-income family earning the national minimum wage or below",
    "ny": "Wochokera m'banja lopeza malipiro ochepa kapena osapitirira malipiro ochepera a dziko"
   }
  }
 ],
 "windows": [
  {
   "cycle": "2026/27",
   "opens": "2026-05-25",
   "closes": "2026-06-24",
   "note": {
    "en": "HESLGB confirms the 24 June 2026 closing date and a 30-day window (notice posted 24 May 2026). The 25 May opening date comes from news reports.",
    "ny": "HESLGB ikutsimikiza tsiku lotseka la 24 June 2026 ndi nthawi ya masiku 30 (chidziwitso chinatulutsidwa pa 24 May 2026). Tsiku lotsegula la 25 May likuchokera ku nkhani."
   },
   "source_url": "https://heslgb.mw/?v=story&gt=Loan%20applications%20close%20on%2024%20June%202026&gc=791078962792",
   "source_title": "HESLGB: loan applications close on 24 June 2026",
   "verified_date": "2026-11-07",
   "status": "verified"
  },
  {
   "cycle": "2025/26",
   "closes": "2025-05-30",
   "note": {
    "en": "Deadline reported by MBC; the opening date was not found.",
    "ny": "Tsiku lomaliza linanenedwa ndi MBC; tsiku lotsegula silinapezeke."
   },
   "source_url": "https://mbc.mw/over-29000-students-loan-applications-filed-at-loans-board/",
   "source_title": "MBC (22 May 2025): over 29,000 student loan applications filed",
   "verified_date": "2026-11-07",
   "status": "verified"
  },
  {
   "cycle": "2024/25",
   "opens": "2024-05-01",
   "closes": "2024-07-15",
   "note": {
    "en": "Dates reported by MBC.",
    "ny": "Masiku ananenedwa ndi MBC."
   },
   "source_url": "https://mbc.mw/students-loans-application-surpass-projections/",
   "source_title": "MBC (17 July 2024): student loan applications surpass projections",
   "verified_date": "2026-11-07",
   "status": "verified"
  }
 ],
 "next_window": null,
 "next_window_note": {
  "text": {
   "en": "HESLGB has not announced the next application window. Windows have followed the release of MSCE results and university selection; watch heslgb.mw.",
   "ny": "HESLGB sinalengeze nthawi yotsatira yofunsira. Nthawi zimabwera pambuyo pa zotsatira za MSCE ndi kusankhidwa ku mayunivesite; yang'anirani heslgb.mw."
  },
  "source_url": "https://heslgb.mw/?v=news",
  "source_title": "News, Higher Education Students' Loans and Grants Board",
  "verified_date": "2026-11-07",
  "status": "verified"
 },
 "documents": [
  "heslgb.national_id",
  "heslgb.admission",
  "heslgb.guarantor_form",
  "heslgb.guarantor_id",
  "heslgb.affidavit",
  "heslgb.msce",
  "heslgb.online_only"
 ],
 "appeals": {
  "window": {
   "text": {
    "en": "Appeals open for about one to two weeks after the provisional lists are published. In 2026/27 they ran from 24 to 28 August 2026; in 2025/26 from 18 to 29 August 2025.",
    "ny": "Ma apilo amatsegulidwa kwa sabata imodzi kapena ziwiri pambuyo pa mndandanda woyamba. Mu 2026/27 anali 24 mpaka 28 August 2026; mu 2025/26 anali 18 mpaka 29 August 2025."
   },
   "source_url": "https://heslgb.mw/content/files/297/heslgb_resources_297_605017476414.pdf",
   "source_title": "HESLGB: provisional approval of students' loans for the 2026/2027 loan cycle",
   "verified_date": "2026-11-07",
   "status": "verified"
  },
  "how": {
   "text": {
    "en": "Appeals are lodged through SFMIS only.",
    "ny": "Ma apilo amaperekedwa kudzera pa SFMIS kokha."
   },
   "source_url": "https://heslgb.mw/content/files/297/heslgb_resources_297_605017476414.pdf",
   "source_title": "HESLGB: provisional approval of students' loans for the 2026/2027 loan cycle",
   "verified_date": "2026-11-07",
   "status": "verified"
  },
  "reasons": [
   {
    "text": {
     "en": "Missing supporting documents: applications without the required documents are not processed.",
     "ny": "Zikalata zosowa: mapempho opanda zikalata zofunika sasamalidwa."
    },
    "source_url": "https://heslgb.mw/?v=story&gt=submission%20of%20applications&gc=777102302672",
    "source_title": "HESLGB press release (page 2): submission of 2026/2027 applications",
    "verified_date": "2026-11-07",
    "status": "verified"
   },
   {
    "text": {
     "en": "Names that don't match your National ID records.",
     "ny": "Mayina osafanana ndi a pa chiphaso chanu."
    },
    "source_url": "https://heslgb.mw/?v=story&gt=submission%20of%20applications&gc=777102302672",
    "source_title": "HESLGB press release (page 2): submission of 2026/2027 applications",
    "verified_date": "2026-11-07",
    "status": "verified"
   },
   {
    "text": {
     "en": "Missing details such as the name of the institution.",
     "ny": "Zambiri zosowa monga dzina la sukulu."
    },
    "source_url": "https://heslgb.mw/content/files/141/heslgb_resources_141_605017476414.pdf",
    "source_title": "HESLGB press release (5 February 2025): approved loan appeals for 2024/2025",
    "verified_date": "2026-11-07",
    "status": "verified"
   },
   {
    "text": {
     "en": "An institution that is not accredited.",
     "ny": "Sukulu yosavomerezeka."
    },
    "source_url": "https://heslgb.mw/content/files/141/heslgb_resources_141_605017476414.pdf",
    "source_title": "HESLGB press release (5 February 2025): approved loan appeals for 2024/2025",
    "verified_date": "2026-11-07",
    "status": "verified"
   },
   {
    "text": {
     "en": "Already on a scholarship, repeating a year, withdrawn on academic grounds, or with other funding (removed at vetting).",
     "ny": "Muli kale ndi scholarship, mukubwereza chaka, munachotsedwa chifukwa cha maphunziro, kapena muli ndi thandizo lina (amachotsedwa pa kuunika)."
    },
    "source_url": "https://heslgb.mw/?v=tuition",
    "source_title": "Tuition loans, Higher Education Students' Loans and Grants Board",
    "verified_date": "2026-11-07",
    "status": "verified"
   }
  ],
  "prepare": [
   {
    "en": "Check the provisional list for your institution on heslgb.mw as soon as it is published.",
    "ny": "Yang'anani mndandanda woyamba wa sukulu yanu pa heslgb.mw ukangotulutsidwa."
   },
   {
    "en": "Re-scan any missing or unclear document, especially the affidavit and the signed guarantor form.",
    "ny": "Jambulaninso chikalata chilichonse chosowa kapena chosamveka, makamaka affidavit ndi fomu yosainidwa ya guarantor."
   },
   {
    "en": "Make sure every name matches your National ID exactly.",
    "ny": "Onetsetsani kuti dzina lililonse likufanana ndendende ndi la pa chiphaso chanu."
   },
   {
    "en": "Submit within the appeal dates: late appeals are not considered.",
    "ny": "Perekani apilo m'masiku ake: ma apilo ochedwa sasamalidwa."
   }
  ],
  "late_rule": {
   "text": {
    "en": "The appeal window is fixed (one week in 2026/27).",
    "ny": "Nthawi ya apilo ndi yokhazikika (sabata imodzi mu 2026/27)."
   },
   "source_url": "https://heslgb.mw/content/files/297/heslgb_resources_297_605017476414.pdf",
   "source_title": "HESLGB: provisional approval of students' loans for the 2026/2027 loan cycle",
   "verified_date": "2026-11-07",
   "status": "verified"
  }
 },
 "institutions": [
  {
   "name": "Malawi University of Business and Applied Sciences (MUBAS)",
   "odel": false,
   "public_university": true,
   "source_url": "https://heslgb.mw/content/files/188/heslgb_resources_188_605017476414.pdf",
   "source_title": "HESLGB 2025/2026 loan list: Malawi University of Business and Applied Sciences (MUBAS)",
   "verified_date": "2026-11-07",
   "status": "verified"
  },
  {
   "name": "MUBAS – ODeL",
   "odel": true,
   "public_university": true,
   "source_url": "https://heslgb.mw/content/files/189/heslgb_resources_189_605017476414.pdf",
   "source_title": "HESLGB 2025/2026 loan list: MUBAS – ODeL",
   "verified_date": "2026-11-07",
   "status": "verified"
  },
  {
   "name": "University of Malawi (UNIMA)",
   "odel": false,
   "public_university": true,
   "source_url": "https://heslgb.mw/content/files/190/heslgb_resources_190_605017476414.pdf",
   "source_title": "HESLGB 2025/2026 loan list: University of Malawi (UNIMA)",
   "verified_date": "2026-11-07",
   "status": "verified"
  },
  {
   "name": "UNIMA – ODeL",
   "odel": true,
   "public_university": true,
   "source_url": "https://heslgb.mw/content/files/191/heslgb_resources_191_605017476414.pdf",
   "source_title": "HESLGB 2025/2026 loan list: UNIMA – ODeL",
   "verified_date": "2026-11-07",
   "status": "verified"
  },
  {
   "name": "African Bible College (ABC)",
   "odel": false,
   "public_university": false,
   "source_url": "https://heslgb.mw/content/files/192/heslgb_resources_192_605017476414.pdf",
   "source_title": "HESLGB 2025/2026 loan list: African Bible College (ABC)",
   "verified_date": "2026-11-07",
   "status": "verified"
  },
  {
   "name": "Lilongwe University of Agriculture and Natural Resources (LUANAR)",
   "odel": false,
   "public_university": true,
   "source_url": "https://heslgb.mw/content/files/193/heslgb_resources_193_605017476414.pdf",
   "source_title": "HESLGB 2025/2026 loan list: Lilongwe University of Agriculture and Natural Resources (LUANAR)",
   "verified_date": "2026-11-07",
   "status": "verified"
  },
  {
   "name": "LUANAR – ODeL",
   "odel": true,
   "public_university": true,
   "source_url": "https://heslgb.mw/content/files/194/heslgb_resources_194_605017476414.pdf",
   "source_title": "HESLGB 2025/2026 loan list: LUANAR – ODeL",
   "verified_date": "2026-11-07",
   "status": "verified"
  },
  {
   "name": "LUANAR – City Campus",
   "odel": false,
   "public_university": true,
   "source_url": "https://heslgb.mw/content/files/249/heslgb_resources_249_605017476414.pdf",
   "source_title": "HESLGB 2025/2026 loan list: LUANAR – City Campus",
   "verified_date": "2026-11-07",
   "status": "verified"
  },
  {
   "name": "Mzuzu University – ODeL (MZUNI)",
   "odel": true,
   "public_university": true,
   "source_url": "https://heslgb.mw/content/files/195/heslgb_resources_195_605017476414.pdf",
   "source_title": "HESLGB 2025/2026 loan list: Mzuzu University – ODeL (MZUNI)",
   "verified_date": "2026-11-07",
   "status": "verified"
  },
  {
   "name": "Mzuzu University (MZUNI)",
   "odel": false,
   "public_university": true,
   "source_url": "https://heslgb.mw/content/files/247/heslgb_resources_247_605017476414.pdf",
   "source_title": "HESLGB 2025/2026 loan list: Mzuzu University (MZUNI)",
   "verified_date": "2026-11-07",
   "status": "verified"
  },
  {
   "name": "University of Lilongwe (UNILIL)",
   "odel": false,
   "public_university": false,
   "source_url": "https://heslgb.mw/content/files/197/heslgb_resources_197_605017476414.pdf",
   "source_title": "HESLGB 2025/2026 loan list: University of Lilongwe (UNILIL)",
   "verified_date": "2026-11-07",
   "status": "verified"
  },
  {
   "name": "University of Livingstonia (UNILIA)",
   "odel": false,
   "public_university": false,
   "source_url": "https://heslgb.mw/content/files/198/heslgb_resources_198_605017476414.pdf",
   "source_title": "HESLGB 2025/2026 loan list: University of Livingstonia (UNILIA)",
   "verified_date": "2026-11-07",
   "status": "verified"
  },
  {
   "name": "University of Blantyre Synod (UBS)",
   "odel": false,
   "public_university": false,
   "source_url": "https://heslgb.mw/content/files/199/heslgb_resources_199_605017476414.pdf",
   "source_title": "HESLGB 2025/2026 loan list: University of Blantyre Synod (UBS)",
   "verified_date": "2026-11-07",
   "status": "verified"
  },
  {
   "name": "Share World Open University (SWOU)",
   "odel": false,
   "public_university": false,
   "source_url": "https://heslgb.mw/content/files/200/heslgb_resources_200_605017476414.pdf",
   "source_title": "HESLGB 2025/2026 loan list: Share World Open University (SWOU)",
   "verified_date": "2026-11-07",
   "status": "verified"
  },
  {
   "name": "Nkhoma University (NKHUNI)",
   "odel": false,
   "public_university": false,
   "source_url": "https://heslgb.mw/content/files/202/heslgb_resources_202_605017476414.pdf",
   "source_title": "HESLGB 2025/2026 loan list: Nkhoma University (NKHUNI)",
   "verified_date": "2026-11-07",
   "status": "verified"
  },
  {
   "name": "Nalikule College of Education (NCE)",
   "odel": false,
   "public_university": false,
   "source_url": "https://heslgb.mw/content/files/203/heslgb_resources_203_605017476414.pdf",
   "source_title": "HESLGB 2025/2026 loan list: Nalikule College of Education (NCE)",
   "verified_date": "2026-11-07",
   "status": "verified"
  },
  {
   "name": "Malawi University of Science and Technology (MUST)",
   "odel": false,
   "public_university": true,
   "source_url": "https://heslgb.mw/content/files/204/heslgb_resources_204_605017476414.pdf",
   "source_title": "HESLGB 2025/2026 loan list: Malawi University of Science and Technology (MUST)",
   "verified_date": "2026-11-07",
   "status": "verified"
  },
  {
   "name": "Malawi School of Government (MSG)",
   "odel": false,
   "public_university": false,
   "source_url": "https://heslgb.mw/content/files/205/heslgb_resources_205_605017476414.pdf",
   "source_title": "HESLGB 2025/2026 loan list: Malawi School of Government (MSG)",
   "verified_date": "2026-11-07",
   "status": "verified"
  },
  {
   "name": "Malawi Institute of Journalism (MIJ)",
   "odel": false,
   "public_university": false,
   "source_url": "https://heslgb.mw/content/files/206/heslgb_resources_206_605017476414.pdf",
   "source_title": "HESLGB 2025/2026 loan list: Malawi Institute of Journalism (MIJ)",
   "verified_date": "2026-11-07",
   "status": "verified"
  },
  {
   "name": "Malawi College of Accountancy (MCA)",
   "odel": false,
   "public_university": false,
   "source_url": "https://heslgb.mw/content/files/208/heslgb_resources_208_605017476414.pdf",
   "source_title": "HESLGB 2025/2026 loan list: Malawi College of Accountancy (MCA)",
   "verified_date": "2026-11-07",
   "status": "verified"
  },
  {
   "name": "Lake Malawi Anglican University (LAMAU)",
   "odel": false,
   "public_university": false,
   "source_url": "https://heslgb.mw/content/files/210/heslgb_resources_210_605017476414.pdf",
   "source_title": "HESLGB 2025/2026 loan list: Lake Malawi Anglican University (LAMAU)",
   "verified_date": "2026-11-07",
   "status": "verified"
  },
  {
   "name": "Kamuzu University of Health Sciences (KUHES)",
   "odel": false,
   "public_university": true,
   "source_url": "https://heslgb.mw/content/files/211/heslgb_resources_211_605017476414.pdf",
   "source_title": "HESLGB 2025/2026 loan list: Kamuzu University of Health Sciences (KUHES)",
   "verified_date": "2026-11-07",
   "status": "verified"
  },
  {
   "name": "Malawi Assemblies of God University (MAGU)",
   "odel": false,
   "public_university": false,
   "source_url": "https://heslgb.mw/content/files/212/heslgb_resources_212_605017476414.pdf",
   "source_title": "HESLGB 2025/2026 loan list: Malawi Assemblies of God University (MAGU)",
   "verified_date": "2026-11-07",
   "status": "verified"
  },
  {
   "name": "Jubilee University (JUB)",
   "odel": false,
   "public_university": false,
   "source_url": "https://heslgb.mw/content/files/213/heslgb_resources_213_605017476414.pdf",
   "source_title": "HESLGB 2025/2026 loan list: Jubilee University (JUB)",
   "verified_date": "2026-11-07",
   "status": "verified"
  },
  {
   "name": "Malawi Adventist University (MAU)",
   "odel": false,
   "public_university": false,
   "source_url": "https://heslgb.mw/content/files/214/heslgb_resources_214_605017476414.pdf",
   "source_title": "HESLGB 2025/2026 loan list: Malawi Adventist University (MAU)",
   "verified_date": "2026-11-07",
   "status": "verified"
  },
  {
   "name": "Exploits University (EXP)",
   "odel": false,
   "public_university": false,
   "source_url": "https://heslgb.mw/content/files/215/heslgb_resources_215_605017476414.pdf",
   "source_title": "HESLGB 2025/2026 loan list: Exploits University (EXP)",
   "verified_date": "2026-11-07",
   "status": "verified"
  },
  {
   "name": "Emmanuel University (EU)",
   "odel": false,
   "public_university": false,
   "source_url": "https://heslgb.mw/content/files/216/heslgb_resources_216_605017476414.pdf",
   "source_title": "HESLGB 2025/2026 loan list: Emmanuel University (EU)",
   "verified_date": "2026-11-07",
   "status": "verified"
  },
  {
   "name": "DMI-St John the Baptist University (DMI)",
   "odel": false,
   "public_university": false,
   "source_url": "https://heslgb.mw/content/files/217/heslgb_resources_217_605017476414.pdf",
   "source_title": "HESLGB 2025/2026 loan list: DMI-St John the Baptist University (DMI)",
   "verified_date": "2026-11-07",
   "status": "verified"
  },
  {
   "name": "Domasi College of Education (DCE)",
   "odel": false,
   "public_university": false,
   "source_url": "https://heslgb.mw/content/files/218/heslgb_resources_218_605017476414.pdf",
   "source_title": "HESLGB 2025/2026 loan list: Domasi College of Education (DCE)",
   "verified_date": "2026-11-07",
   "status": "verified"
  },
  {
   "name": "Daeyang University (DU)",
   "odel": false,
   "public_university": false,
   "source_url": "https://heslgb.mw/content/files/219/heslgb_resources_219_605017476414.pdf",
   "source_title": "HESLGB 2025/2026 loan list: Daeyang University (DU)",
   "verified_date": "2026-11-07",
   "status": "verified"
  },
  {
   "name": "Catholic University of Malawi (CUNIMA)",
   "odel": false,
   "public_university": false,
   "source_url": "https://heslgb.mw/content/files/220/heslgb_resources_220_605017476414.pdf",
   "source_title": "HESLGB 2025/2026 loan list: Catholic University of Malawi (CUNIMA)",
   "verified_date": "2026-11-07",
   "status": "verified"
  },
  {
   "name": "Blantyre International University (BIU)",
   "odel": false,
   "public_university": false,
   "source_url": "https://heslgb.mw/content/files/221/heslgb_resources_221_605017476414.pdf",
   "source_title": "HESLGB 2025/2026 loan list: Blantyre International University (BIU)",
   "verified_date": "2026-11-07",
   "status": "verified"
  },
  {
   "name": "St John of God University (SJGU)",
   "odel": false,
   "public_university": false,
   "source_url": "https://heslgb.mw/content/files/229/heslgb_resources_229_605017476414.pdf",
   "source_title": "HESLGB 2025/2026 loan list: St John of God University (SJGU)",
   "verified_date": "2026-11-07",
   "status": "verified"
  }
 ],
 "institutions_note": {
  "text": {
   "en": "HESLGB does not publish a current list of approved institutions. This list contains the institutions named in HESLGB's 2025/2026 beneficiary and appeal lists; SFMIS showed 35 accredited institutions. 'Public university' marks the six public universities named by NCHE. Check accreditation with NCHE before you commit.",
   "ny": "HESLGB sinafalitse mndandanda wa masukulu ovomerezeka wa pano. Mndandandawu uli ndi masukulu omwe ali m'mindandanda ya HESLGB ya 2025/2026; SFMIS inawonetsa masukulu 35 ovomerezeka. 'Yunivesite ya boma' ikutanthauza mayunivesite asanu ndi limodzi a boma otchulidwa ndi NCHE. Tsimikizani ndi NCHE musanadzipereke."
  },
  "source_url": "https://heslgb.mw/content/files/189/heslgb_resources_189_605017476414.pdf",
  "source_title": "HESLGB 2025/2026 provisional loan lists",
  "verified_date": "2026-11-07",
  "status": "verified"
 },
 "public_universities": {
  "text": {
   "en": "NCHE: Malawi has six public universities: KUHeS, LUANAR, MUBAS, MUST, MZUNI and UNIMA.",
   "ny": "NCHE: Malawi ili ndi mayunivesite asanu ndi limodzi a boma: KUHeS, LUANAR, MUBAS, MUST, MZUNI ndi UNIMA."
  },
  "source_url": "https://www.nche.ac.mw/services/public-universities-selection",
  "source_title": "NCHE: public universities selection",
  "verified_date": "2026-11-07",
  "status": "verified"
 },
 "withdrawn": {
  "text": {
   "en": "In July 2024 NCHE withdrew the accreditation of Millennium University (and Skyway University) until they comply with its standards.",
   "ny": "Mu July 2024 NCHE inachotsa chivomerezo cha Millennium University (ndi Skyway University) mpaka zitatsatira malamulo ake."
  },
  "source_url": "https://nche.ac.mw/images/2024/07/22/NCHE_PRESS_RELEASE_-_REGISTRATION_AND_ACCREDITATION_OF_INSTITUTIONS_AND_PROGRAMMES_-_19_JULY_2024.pdf",
  "source_title": "NCHE press release (19 July 2024): registration and accreditation of institutions",
  "verified_date": "2026-11-07",
  "status": "verified"
 },
 "funding": [
  {
   "text": {
    "en": "HESLGB grants: from second year, for academically outstanding students, selected from lists sent by university registrars.",
    "ny": "Ma grant a HESLGB: kuyambira chaka chachiwiri, kwa ophunzira ochita bwino kwambiri, osankhidwa kuchokera ku mindandanda ya ma registrar."
   },
   "source_url": "https://heslgb.mw/?v=grants",
   "source_title": "Students' grants, HESLGB",
   "verified_date": "2026-11-07",
   "status": "verified"
  },
  {
   "text": {
    "en": "SAVE project (World Bank): supported 500 students in 2026/27; ODeL loans in education, health, agriculture, energy, ICT and industry.",
    "ny": "Ntchito ya SAVE (World Bank): inathandiza ophunzira 500 mu 2026/27; ngongole za ODeL pa maphunziro, zaumoyo, ulimi, mphamvu, ICT ndi mafakitale."
   },
   "source_url": "https://heslgb.mw/content/files/297/heslgb_resources_297_605017476414.pdf",
   "source_title": "HESLGB: provisional approval of students' loans for the 2026/2027 loan cycle",
   "verified_date": "2026-11-07",
   "status": "verified"
  },
  {
   "text": {
    "en": "FDH Bank sponsored 154 students in 2026/27 through HESLGB.",
    "ny": "FDH Bank inalipirira ophunzira 154 mu 2026/27 kudzera ku HESLGB."
   },
   "source_url": "https://heslgb.mw/content/files/297/heslgb_resources_297_605017476414.pdf",
   "source_title": "HESLGB: provisional approval of students' loans for the 2026/2027 loan cycle",
   "verified_date": "2026-11-07",
   "status": "verified"
  }
 ],
 "funding_note": {
  "text": {
   "en": "We found no official guidelines for university bursaries or Constituency Development Fund (CDF) bursaries for higher education. Ask your institution's Dean of Students or your District Council what is available.",
   "ny": "Sitinapeze malangizo a boma a ma bursary a ku yunivesite kapena a CDF a maphunziro apamwamba. Funsani Dean of Students wa sukulu yanu kapena District Council zomwe zilipo."
  },
  "source_url": "https://heslgb.mw/content/files/297/heslgb_resources_297_605017476414.pdf",
  "source_title": "HESLGB: provisional approval of students' loans for the 2026/2027 loan cycle",
  "verified_date": "2026-11-07",
  "status": "unverified"
 },
 "app": {
  "text": {
   "en": "HESLGB's July 2024 manual mentions an HESLGB mobile app, but no official download link is published. Apply on SFMIS.",
   "ny": "Buku la HESLGB la July 2024 likutchula pulogalamu ya foni ya HESLGB, koma palibe ulalo wovomerezeka wotsitsira. Funsirani pa SFMIS."
  },
  "source_url": "https://heslgb.mw/content/files/129/heslgb_resources_129_605017476414.pdf",
  "source_title": "Information manual for HESLGB (July 2024)",
  "verified_date": "2026-11-07",
  "status": "verified"
 },
 "results_2026": {
  "text": {
   "en": "2026/27: 46,386 applications were processed and 33,258 students approved.",
   "ny": "2026/27: mapempho 46,386 anasamalidwa ndipo ophunzira 33,258 anavomerezedwa."
  },
  "source_url": "https://heslgb.mw/content/files/297/heslgb_resources_297_605017476414.pdf",
  "source_title": "HESLGB: provisional approval of students' loans for the 2026/2027 loan cycle",
  "verified_date": "2026-11-07",
  "status": "verified"
 }
}